While you can purchase individual bonds issued by the federal government, state municipalities, and corporations, the least risky way to do it is through mutual funds. Using this approach, you're relying on a bond expert to select and manage a large portfolio of many bonds that match your investment risk tolerance level. So in this article, I'm … [Read more...]
When it comes to investing in money market mutual funds, your mindset will be a bit different than investing in stock or bond funds. That's because the objective of these funds is not to make big profits. Instead, their goal is invest in very safe securities that will preserve the capital you put in and make it very easy for you to get the money … [Read more...]
Would you like learn how to choose the best credit card for you? If so, keep reading. I'll reveal five big things you should weigh before making a final decision. If you go about it the right way, you'll save yourself a lot of money over the long term. 1. Look for a low Annual Percentage Rate (APR) The APR is the interest rate … [Read more...]
If you're looking for an investment that is fairly safe, then bonds may be worthy of your consideration. But they aren't right for everyone. There's more to them than meets the eye. In this guide, you'll learn about bonds and investing in them. However, the purpose of the guide is NOT to teach you everything under the sun about bonds. Instead, the … [Read more...]
Before you invest in bonds, you should know what all is available to choose from for your investment portfolio. The best decisions are made when you start with the big picture. So here are the five most important types of bonds that you should consider and where they come from: Bonds for Beginners Ninja Training Guide Introduction: … [Read more...]
When it comes to bonds, many investors will buy into them without fully understanding what they're getting into. You have to think about things such as your risk tolerance, your age, better alternative investments, and your short and long term goals. In this section, you'll learn why bonds may be a great investment. But if none of them seem to fit … [Read more...]
The primary driver of bond prices and the bond market is interest rates. Yes, you have to pay close attention to the quality of the corporation or government behind each bond, but the market itself is focused like a hungry hawk on what's happening with interest rates. Now, I'm not going to get into all the highly technical jargon surrounding … [Read more...]
For any investment, you have to explore the risks and identify your limits. By doing this, you'll make smarter decisions. And while many people think that bonds are completely safe, there are in fact varying degrees of risk. In this article, you'll learn about the six biggest bond risks and how they can affect your portfolio. Bonds for … [Read more...]
There are a couple of ways to purchase corporate and government bonds. You can acquire them individually or through mutual funds. When you buy them individually, you're actually locking into the bond of a specific organization such as MicroSoft, Wal-Mart, City of Miami, U.S. Government, etc. Bonds for Beginners Ninja Training … [Read more...]
All debt collection agencies know that they must follow the rules specified in the Fair Debt Collection Practices Act (FDCPA). It's the law. And in many areas it's quite clear. Take a look at this list to see if your collector is skirting any debt collection laws. 1. Calling you during disallowed hours of the day - The rules state that … [Read more...]
Would you like to hold on to more of your money? If so, you'll have to break bad habits that keep many people poor. Some of the areas discussed below touch on budgeting, credit cards, saving money, smart investing, and buying cars. By correcting the bad money habits discussed in this article, you'll be on a path to greater riches. 1. Failing to … [Read more...]
If your debt is piling up and you just don't feel there's a way to get from under it, then filing for bankruptcy is one possible solution. But the big question is should you do it or seek out another alternative? In this article, you'll learn about the two basic types of bankruptcy, other options, and what will happen if you decide to … [Read more...]
If you find it difficult to determine how to allocate your income to save money and cover ever day living expenses, this article is for you. I'm going to give you some broad saving and spending percentages that you can use when preparing your household budget and monitoring it against your actual monthly expenditures. The percentages … [Read more...]
If you're looking for ways to reduce your monthly expenses and free up more cash for other things, the first option to consider is refinancing your home loan. In this article, you'll learn 4 factors or indicators that will help you to assess if and when to refinance your mortgage. 1. A big fall in interest rates The common wisdom is … [Read more...]
If you're thinking about filing for bankruptcy, then it would be wise to know what all it can and can't do for you. Yes, it can keep most of the wolves off your doorstep. But it's not a cure-all. Here are some of the key benefits and limitations to filing for bankruptcy. What Bankruptcy Can Do Stop your wages from being garnished - If a … [Read more...]
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