If you ask anyone in my family, they would tell you that from a very young age I was constantly thinking of ways and ideas to make money. I was utterly fascinated with business and hoped I would have my own company one day. What I discovered later in life is that my passion for business was driven more by being able to turn thoughts and ideas into … [Read more...]
The first guiding principle of the Puzzle Box Paradigm is tied directly to your relationship with money. This relationship was formed very early in your life. So it’s rooted in your personality. The Puzzle Box Paradigm: 4 Guiding Principles to Greater Wealth, Prosperity & Happiness Introduction to The Puzzle Box … [Read more...]
The second guiding principle of the Puzzle Box Paradigm is to know your lifestyle, which is comprised of your habits, routines, possessions, and attitude. To get a snapshot of your current lifestyle, close your eyes and replay everything that goes on in your life on a daily, weekly, and monthly basis. Think about all the products, services, and … [Read more...]
The third guiding principle of the Puzzle Box Paradigm is to know your current financial and wealth situation. This puzzle box border also shares a corner puzzle piece with the “Know Thy Personality” border where it’s critical that you understand your relationship with money. That relationship is a powerful determinant of your wealth building … [Read more...]
The fourth guiding principle of the Puzzle Box Paradigm is to know your goals. And while this is the final border of your personal puzzle box picture, it is just as important as the other sides. In fact, it shares corner puzzle pieces with the “Know Thy Lifestyle” and “Know Thy Finances” borders. So the thoughts and ideas that you generated in … [Read more...]
Welcome to the Financial Dojo Overview & Orientation guide for this web site. This is your starting point. It is where you will get an introduction to the layout of the site, how to best use it, what to expect, and how it can help you. If you’re not familiar with the term “dojo”, it is commonly used in the world of martial arts to refer to a … [Read more...]
Financial Dojo was designed and created to help you achieve your financial goals. But we realize that people learn in different ways. So, below we’ve provided five ways and means for you to get the most from this web site and its information. Financial Dojo Overview & Orientation Guide Introduction: How This Web Site Works 5 … [Read more...]
Like any good dojo, we have a system for recognizing your financial accomplishments and measuring your progress. The system is comprised of what we call the CALM Approach™ Wealth Belts. As you reach and exceed certain modest milestones on your journey to master the CALM Approach and build wealth, you will be assigned the designated belt. Currently … [Read more...]
Creating an effective wealth-building mindset is often referred to as working on your inner game. It’s the conversations you have with yourself about money, understanding your relationship with it, and having a conscious process that you follow when making financial decisions. Once you get a handle on your inner game, then the steps to building … [Read more...]
Financial Dojo Overview & Orientation Guide Introduction: How This Web Site Works 5 Ways to Get What You Want From This Web Site What the CALM Approach Wealth Belts Mean Mindset and Attitude: Our Philosophy Navigating the Financial Gauntlet: A Personal Story 8 Ways to Ensure You Have No Money Worries I don’t want to … [Read more...]
Don’t you just love money? I do. I love all the goodies it can buy. Trips to Europe, a new car, cool electronics, the latest fashion, fancy restaurants, etc. It’s a beautiful thing. I love money and want as much as I can get. So there, I’ve said it. But I’m guessing you feel the same way. Money is a necessary part of living and … [Read more...]
Saving enough money to purchase a home or car, take a dream vacation, or build wealth for retirement starts with one very important factor. You must first gain an intimate understanding of how much money you have coming in and where it all goes. The best way to get a handle on your personal finances and minimize stress is to create and follow a … [Read more...]
Think you know who all is taking a peek at your credit report information? Don't bet on it. Your credit file is accessible to more people than you would imagine. Oh sure, you expect a potential creditor to examine your credit report information when you apply for a car loan, mortgage, or new credit card. They always tell you if you've been … [Read more...]
When it comes to the Roth IRA inheritance rules, there are a few important things you need to keep in mind. The rules will vary depending on whether the inheritor is a spouse or non-spouse. Of course, there are many benefits of a Roth IRA. In my opinion, it's one of the best wealth building investment vehicles available. While you're living, … [Read more...]
When it comes to easy ways to tighten the household budget and get personal finances under control, one of the big areas on my list is to try and save money on utility bills. You've probably heard sayings such as "Throwing money out the window" or "Pouring money down the drain". Both statements refer to wasting money when it could have been … [Read more...]
Disclaimer: The entire contents of this personal finance and wealth building web site represent the thoughts, ideas, and opinions of Michael Holland, unless otherwise stated. You may also come across articles, videos, reports, and other content provided by (or associated with) various authors. In all of these cases, the opinions of each respective author is there's alone, and they shall retain copyright of the material as marked. There are also links that might earn us a commission. Nevertheless, the information on this web site is in no way intended to replace a one-on-one relationship or consultation with a qualified or certified financial or investment professional. Our intent is not to give you financial advice because every individual's financial situation is unique. The intent is to share knowledge and information based on the experience and research of Michael Holland and his community. Michael encourages you to make your own financial decisions based upon your research and in partnership with a qualified financial or investment professional. |