How to Allocate Your Income (and Keep Spending Under Control)


If you find it difficult to determine how to allocate your income to save money and cover ever day living expenses, this article is for you. I'm going to give you some broad saving and spending percentages that you can use when preparing your household budget and monitoring it against your actual monthly expenditures.   The percentages … [Read more...]

When to Refinance Your Mortgage (4 Factors to Consider)

when to refinance your mortgage

If you're looking for ways to reduce your monthly expenses and free up more cash for other things, the first option to consider is refinancing your home loan. In this article, you'll learn 4 factors or indicators that will help you to assess if and when to refinance your mortgage.   1. A big fall in interest rates The common wisdom is … [Read more...]