Navigating the Financial Gauntlet: A Personal Story

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Financial Dojo
Overview & Orientation Guide

  1. Introduction: How This Web Site Works
  2. 5 Ways to Get What You Want From This Web Site
  3. What the CALM Approach Wealth Belts Mean
  4. Mindset and Attitude: Our Philosophy
  5. Navigating the Financial Gauntlet: A Personal Story
  6. 8 Ways to Ensure You Have No Money Worries

I don’t want to get you all paranoid, but I think you should know they’re after you. In fact, they’ve always been on your trail — stalking, nipping, conniving, strategizing, and scamming. So who am I referring to? I’m talking about the gauntlet of the companies, advertisers, and people (sometimes friends and family) who want a piece of your financial pie or want to keep you from reaching your full economic potential. No wonder it’s tough to become a wealth-building ninja.

No one is fully immune. But it all comes down to if and how you choose to limit their impact and influence on your life. Will you allow some sleazy car salesman to convince you to spend more money than you know you should? Will you stay put in a low-paying, dead end job because it seems reasonably secure?

To become a true wealth-building ninja, you must employ the six virtues of this dojo (knowledge, discipline, perseverance, goal-setting, self-control, and honesty) to forge the weapons you’ll need to fight for what you want, and to defend against those who want to knock you off your positive path.

My First Encounter with a Path Blocker

Even though many years have passed, I can still vividly remember my first run-in with a representative of the conniving gauntlet. It was an assistant store manager who tried to change the course of my life.

I was 17 years old working as a bagger at a popular super market in town. My job was to bag groceries, restock shelves, mop floors, and whatever else was needed. I had a goal of saving up as much money as I could because I knew that I was going to college. So I volunteered to work late at night, weekends, and fill-in shifts to get as many hours as I could. I knew my parents wouldn’t be able to help with tuition and other college expenses.

Late one work night, I was on a short break and started a friendly chat with the assistant manager. He asked me about my college plans and I proudly shared them because I had already been accepted by a great university (Go Gators!).  During the conversation, I discovered that he had only taken a few community college courses, but seemed generally happy with his current job.

I thought nothing of the discussion, and when my break was over I went back to stocking shelves. Later on that night, when the store was practically empty, the assistant manager wandered over again and we struck up another friendly conversation. At some point, I told him that I’d love to work more hours if the store had a need.

So he looked at me and nonchalantly said, “Tell you what, if you don’t go to college, I’ll get you more hours”.   Just to make sure my ears weren’t deceiving me, I asked him, “So you mean the only way I can work more hours is to NOT go to college?” “Yep,” he said.

I was just a kid, so I didn’t know what else to say. That offer was left hanging in the air as he strolled away. I was stunned and dumbfounded that an adult would attempt to derail a young person’s positive plans for the future. Of course, I ignored him and was off to college the following fall.

Since that time, I’ve experienced multiple gauntlets and path blocking attempts in my life, and so have you or someone you know.

In 2012, nearly 300,000 people filed complaints about being scammed over the Internet alone.  And think about the times you’ve made a purchase and then days later felt you were taken advantage of.

Or, how about being told by a friend about a “can’t miss” investment that missed badly? Or, what about an upgraded or add-on feature that you purchased with a product only to admit afterwards that you could have lived without it?

Oh sure, taken separately these things seem minor or inconsequential. But when you tally up the outstanding balances on your credit card statements and the emptiness of your bank account, you realize how brutal the financial gauntlet can be.

The point of my story, and what I want to pass on to you, is that to build lasting wealth you must recognize and limit your exposure to the takers and the haters. Surround yourself with positive people and energy. Use this web site to formulate a wealth-building plan that won’t allow anyone to knock you off your path to financial freedom.

>>>8 Ways to Ensure You Have No Money Worries>>>

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