Introduction: 8 Advantages of Investing In Mutual Funds

mutual fund guide

There is a boat load of information published about mutual funds. That's probably because, for most of us, these investments will comprise the vast majority of our retirement portfolios. Mutual funds also account for the core choices within most corporate 401k, 403b, and other pension plans, as well as Individual Retirement Arrangements (IRAs). … [Read more...]

3 Ways Mutual Funds Make Money for Investors

3 ways mutual funds make money

Believe it or not, modern mutual funds as we know them have been around since 1924. The first one in the United States was created by the Massachusetts Investors' Trust in Boston, Massachusetts. Yet today, certain aspects of mutual funds still seem mysterious to many people. Of course, most people know that a mutual fund can invest in hundreds of … [Read more...]

The Truth About Mutual Fund Fees and Expenses

truth about mutual fund fees and expenses

If you want to ensure that the profits earned by your mutual funds aren't being siphoned off by fast talking mutual fund companies, you should read this article. In it, you'll learn about the various types of mutual fund fees and expenses, and which funds will provide the best investment deal. In the mutual fund world, the common lingo for … [Read more...]

Which Mutual Funds to Choose and When: The Money Shifting Strategy


When it comes to deciding which mutual funds to choose and invest in, the biggest factor that comes into play is the economic health of the nation and the world. And the most important indicator of an economy's health and investing environment is its interest rates. So if someone advises you to put your money into a particular stock, bond, or money … [Read more...]

How to Invest in Stock Funds

how to invest in stock funds

Unless you're nearing retirement, the biggest chunk of your investment portfolio will probably be comprised of stock mutual funds. So in this section of the guide, I'm going to walk through how to invest in stock or equity funds. After completing this section, you should to able to move forward with confidence in the mutual fund choices you make … [Read more...]

How to Invest In Bond Funds

how to invest in bond funds

While you can purchase individual bonds issued by the federal government, state municipalities, and corporations, the least risky way to do it is through mutual funds. Using this approach, you're relying on a bond expert to select and manage a large portfolio of many bonds that match your investment risk tolerance level. So in this article, I'm … [Read more...]

How to Invest In Money Market Funds & Conclusion

how to invest in money market funds

When it comes to investing in money market mutual funds, your mindset will be a bit different than investing in stock or bond funds. That's because the objective of these funds is not to make big profits. Instead, their goal is invest in very safe securities that will preserve the capital you put in and make it very easy for you to get the money … [Read more...]

Why Compound Interest Is the 8th Wonder of the World


Forget about the Grand Canyon, Eiffel Tower, or Taj Mahal, they don't come close to approaching the true eighth wonder of the world. I'm referring to "compound interest". But don't take my word for it, read this quote by "another" (ha ha) mathematical genius. “Compound interest is the eighth wonder of the world. He who understands it, earns … [Read more...]

5 Retirement Planning Mistakes You Should Avoid

retirement planning mistakes

Many people make the five avoidable retirement planning mistakes discussed below. The mistakes are primarily related to participation in a employer-sponsored retirement plan, portfolio diversification, and accessing funds to soon. If you can avoid these errors, your chances of a worry-free retirement will be greatly enhanced. 1. Not participating … [Read more...]

What Is a 401k Plan and How Does It Work?


Without a doubt, the most well-known retirement plan is the 401k. It has been around since 1978. Believe it or not, it was originally intended as a way for banks to provide an additional retirement benefit to their employees. What they specifically wanted was a way to match a part of the contributions that employees put into their 401k … [Read more...]

Roth 401k vs Traditional 401k – Which Is Better?


You've probably heard of the Roth IRA, but did you know that there is such a thing as a Roth 401k? Many people make the mistake of thinking that the Roth 401k is an alternative to the Roth IRA. Not so, but they are cousins. The more relevant comparison would be the Roth 401k vs Traditional 401k. In this article, you'll learn about what the Roth … [Read more...]

The Top 7 Most Frequently Asked Roth IRA Withdrawal Questions Answered

roth questions

If you're confused about the rules and tax treatment for making withdrawals from your Roth IRA, below are answers to some of the most frequently asked questions. Of course, you really should try to avoid touching your Roth IRA. There are incredible benefits to be had for just letting it grow. But if you must dip into it for any reason, these common … [Read more...]

Roth IRA Inheritance Rules: 3 Key Things You Need to Know

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When it comes to the Roth IRA inheritance rules, there are a few important things you need to keep in mind. The rules will vary depending on whether the inheritor is a spouse or non-spouse. Of course, there are many benefits of a Roth IRA. In my opinion, it's one of the best wealth building investment vehicles available. While you're living, … [Read more...]

Top 5 Questions Investment Beginners Ask About Roth IRAs

roth ira save for retirement

If you want your wealth and retirement savings to grow as quickly as possible, then consider the great benefits of a Roth IRA. Creating one is probably the best investment decision I've ever made. I only wish this wonderful investment vehicle was available when I graduated from university. But let me slow down. I'm getting ahead of myself. Here are … [Read more...]