Top 10 Roth IRA Questions

top10roth ira questions

There are a lot of moving parts associated with the Roth IRA, which is one of my favorite investments. But if you're thinking of creating an account for yourself, these top 10 Roth IRA questions and answers should address some of the more common queries. Yellow Wealth Belt™ (YWB) Jumpstart Training Mini-Course Yellow Wealth Belt: … [Read more...]

Introduction: Renting vs Buying a Home – What’s the Better Option?

real estate for rent sign

Buying a home is a big investment and an important responsibility. But owning a home also makes you feel like you're part of a community and proud to have a stable environment to raise a family. And if handled correctly, a home can add to your long term wealth should you decide to sell it down the road. Home Buying Tips Ninja Training … [Read more...]

4 Big Things to Consider Before Buying a House

4 big things to consider before buying a house

As you begin your quest to buy a new home, it's important that you understand what you're getting into. This is especially true if you are a first-time home buyer. You have to be on top of your household budget and savings. That's because your current financial state will permit you to determine if you'll be able to cover the immediate upfront … [Read more...]

4 Different Types of Mortgage Loans

different types of mortgage loans

When it comes to buying a home, you need to know about your mortgage options. What you'll discover is that there are four types of mortgage loans. They include fixed rate, adjustable rate, interest only, and balloon. And for each type there will be a variety of terms and options that lenders will offer. But once you understand the big picture, … [Read more...]

The Fixed vs Adjustable Rate Mortgage Debate (Knowing Which to Choose and When)

adjustable rate mortgage vs fixed rate mortgage

Without a doubt, the two most popular types of home mortgages are fixed rate mortgages and adjustable rate mortgages. The fixed rate mortgage is the original belle-of-the-ball. But the adjustable rate mortgage is no shrinking violet, and has it's share of adoring fans. So, in this article, I'll take a closer look at the fixed vs adjustable rate … [Read more...]

Pre-qualify vs Pre-approval for Mortgage Loans

prequalify v spreapproval

When you begin your hunt for a new home, things may start off slowly and you might still be debating about neighborhoods and areas to narrow your search. That's perfectly normal and expected. But eventually, the process will get more serious and you'll decide on a price range. Once this happens, you'll probably want to determine if you'll be able … [Read more...]

How to Choose the Right Home to Buy

how to choose the right home

If you're ready to get down to business and start shopping for a home, then pay close attention to the tips and information contained in this article. Specifically, I'll cover whether you should use a real estate agent or not, the various types of homes, and why you should have a house inspected before you sign on the dotted line. After reading … [Read more...]

3 Home Buying Options and Alternatives

3 home buying options

If you're a bargain hunter, there are a few off-the-beaten-path home buying options or alternatives that could put you in a great home for a lot less than you would have expected. The alternatives include property short sales, foreclosures, and real estate owned (REO). Home Buying Tips Ninja Training Guide Introduction: Renting vs … [Read more...]

How to Make an Offer On a House & Conclusion


If your spidey senses have led you to a great house that you'd like to buy, it's time to get into a negotiating mindset. This article is all about how to make an offer on a house. You'll learn some key pre-negotiation tips, ideas for formulating an offer amount, insight into earnest money, and strategies for negotiating terms. Let's get … [Read more...]

How to Negotiate With Collection Agencies, Creditors and Debt Collectors

how to negotiate with collection agencies

If you've been getting nagging phone calls about paying past due bills, then you should read these tips for how to negotiate with collection agencies, creditors, and debt collectors. You'll learn how to prepare yourself, which debts to negotiate first, and proven negotiating rules. This information will help you to become a stronger and more … [Read more...]

Introduction: 8 Advantages of Investing In Mutual Funds

mutual fund guide

There is a boat load of information published about mutual funds. That's probably because, for most of us, these investments will comprise the vast majority of our retirement portfolios. Mutual funds also account for the core choices within most corporate 401k, 403b, and other pension plans, as well as Individual Retirement Arrangements (IRAs). … [Read more...]

3 Ways Mutual Funds Make Money for Investors

3 ways mutual funds make money

Believe it or not, modern mutual funds as we know them have been around since 1924. The first one in the United States was created by the Massachusetts Investors' Trust in Boston, Massachusetts. Yet today, certain aspects of mutual funds still seem mysterious to many people. Of course, most people know that a mutual fund can invest in hundreds of … [Read more...]

The Truth About Mutual Fund Fees and Expenses

truth about mutual fund fees and expenses

If you want to ensure that the profits earned by your mutual funds aren't being siphoned off by fast talking mutual fund companies, you should read this article. In it, you'll learn about the various types of mutual fund fees and expenses, and which funds will provide the best investment deal. In the mutual fund world, the common lingo for … [Read more...]

Which Mutual Funds to Choose and When: The Money Shifting Strategy


When it comes to deciding which mutual funds to choose and invest in, the biggest factor that comes into play is the economic health of the nation and the world. And the most important indicator of an economy's health and investing environment is its interest rates. So if someone advises you to put your money into a particular stock, bond, or money … [Read more...]

How to Invest in Stock Funds

how to invest in stock funds

Unless you're nearing retirement, the biggest chunk of your investment portfolio will probably be comprised of stock mutual funds. So in this section of the guide, I'm going to walk through how to invest in stock or equity funds. After completing this section, you should to able to move forward with confidence in the mutual fund choices you make … [Read more...]