Which of These 6 Bad Money Habits Is Preventing You From Building Wealth?


Would you like to hold on to more of your money? If so, you'll have to break bad habits that keep many people poor. Some of the areas discussed below touch on budgeting, credit cards, saving money, smart investing, and buying cars. By correcting the bad money habits discussed in this article, you'll be on a path to greater riches. 1. Failing to … [Read more...]

How to Allocate Your Income (and Keep Spending Under Control)


If you find it difficult to determine how to allocate your income to save money and cover ever day living expenses, this article is for you. I'm going to give you some broad saving and spending percentages that you can use when preparing your household budget and monitoring it against your actual monthly expenditures.   The percentages … [Read more...]

When to Refinance Your Mortgage (4 Factors to Consider)

when to refinance your mortgage

If you're looking for ways to reduce your monthly expenses and free up more cash for other things, the first option to consider is refinancing your home loan. In this article, you'll learn 4 factors or indicators that will help you to assess if and when to refinance your mortgage.   1. A big fall in interest rates The common wisdom is … [Read more...]

10 Places to Get Free Household Items (Online & Offline)

free household items

Let's be honest, is there many word that are more awesome than the word "free"? I don't think so. Well, today I'm going to hook you up by revealing ten places where you can get free household items. Here they are:   1. Pay a visit to moving neighbors - It's never failed that when I've moved from one place to another, there was a bunch of … [Read more...]

6 Common Money Myths That Can Hold You Back


There's a lot of misinformation that gets thrown around in the world of personal finance about money. Specifically, there are six common money myths that I want to dispel. They touch on a variety of areas including home ownership, credit scores, stock market investing and more. Here they are: Myth #1: Buying a home is a guaranteed investment … [Read more...]

10 Cheap and Eco-Friendly Transportation Options

motorcycle rider

Think that there's only one or two ways to get around town? Hardly. If your goal is to save money or regain control of your personal finances, there are lots of cheap and eco-friendly transportation options to boot. You just have to decide which is right for you and whether you care about what your friends and neighbors would say or think. Here are … [Read more...]

12 Ideas for How to Save Money On Your Water Bill

taking a shower

Water is a precious commodity, and you're smart to investigate how to save money on your water bill. Listed below are 12 ways that you can stop wasting water without it adversely affecting your lifestyle. 1. Get water-efficient shower heads - A water-efficient or low-flow shower head uses about one-third of the water that a standard shower head … [Read more...]

How to Save Money On a Car Loan (6 Ideas)


If you're thinking of buying a car, this article is for you. Below, you'll learn six ways to save money on a car loan. After all, cars are expensive enough, especially when you factor in insurance, gasoline, and ongoing maintenance. And as you'll read in our first strategy, the interest that you pay on an auto loan can be significant. Here's how … [Read more...]

How to Lower Your Cell Phone Bill – 11 Great Ideas


If your smartphone phone plan is gobbling down too much of your household budget, then I have some great ideas for how to lower your cell phone bill without it significantly hurting your lifestyle. The major cell phone providers are AT&T, Verizon, Sprint and T-Mobile, and some of the second tier players include Virgin Mobile, Metro PCS, … [Read more...]

9 Tips for How to Save Money On Auto Insurance

car insurance

While auto insurance is required to operate a motor vehicle on streets and highways, that doesn't mean you have to pay a lot for it. Below, you'll discover nine ways to save money on auto insurance and put a smile on your face. 1. Always ask about discounts - All auto insurance companies offer a menu of discounts. They'll grant some of them to … [Read more...]

How to Save Money On Electricity at Home

electricity energy

If your energy bill is going through the roof, this article will give you ten useful tips for how to save money on electricity at home. To ensure that you reduce your energy consumption by as much as possible, try to implement as many of them as you can. 1. Take advantage of off-peak hours pricing - In many cities, the power company has specific … [Read more...]

9 Great Ways to Save Money on Gas for Your Car

gas pump

If it seems like your car is chugging down gasoline faster than Shaq can drink a bottle of Gatorade, then these tips are for you. You'll find that most of these nine ways to save money on gas for your car, truck, and other vehicles are fairly easy to implement. Doing just a few of these things should result in a fuller gas tank and wallet. 1. Get … [Read more...]

15 Car Insurance Discounts All Drivers Should Know About


If you think that you're paying too much for car insurance, it could be that you're not asking the right questions. You see, many car insurance companies offer a number of discounts that aren't well advertised. After all, if the insurance underwriter can get your business without having to give up much of anything, why would they reveal them? So … [Read more...]

5 Strategies for Organizing and Paying Bills On Time

medical bill

When it comes to organizing and paying bills on time, there are several things you need to know to make the process easy, and not hurt your credit score. So in this article, you'll learn various aspects of bill paying including prioritization, automatic payments, online paying, and tracking due dates. After reviewing and implementing these … [Read more...]